Info@sefarkapital.com

Panama City, Panama

Facebook-f Instagram Linkedin

Sefar Kapital, S.A.

Your Decision Advisor
in Capital and Finance

Sefar Kapital, S.A. is a wealth consulting firm in Panama, specializing in the management of family and investment companies.

Contact us
Our Services

Send us a message

Info@sefarkapital.com

Who are we?

Sefar Kapital, S.A.

Sefar Kapital, S.A. is a wealth consulting firm in Panama, specializing in the management of family and investment companies. We have a team of international experts committed to providing strategic advice that optimizes the value and performance of businesses locally, regionally and internationally.

  • Corporate Finance
  • Insurance
  • Foreign Trade and International Banking
  • Monitoring & Reports
  • Family Governance and Protocols
  • Fiduciary Services
  • Real Estate
Contact Us

Key Factors of Sefar Kapital

+
years of experience
%
Satisfied Customers
+
Successful Projects
+
Experts

Our Services

Strategic Solutions for
Manage and Grow your Assets

At Sefar Kapital, S.A. we offer a range of specialized services designed to maximize the value of your assets, guarantee the sustainability of your projects and protect your family wealth.

Real Estate
More Information
Corporate Finance
More Information
Training
More Information
Monitoring & Reports
More Information
Foreign Trade and International Banking
More Information
Insurance

More Information
Family Governance and Protocols
More Information
Fiduciary Services
More Information

Frequently Asked Questions

Find quick answers to your
doubts about our services.

Find quick answers to your questions.

Explore our Frequently Asked Questions section for quick and clear answers about our services and how we can help you manage your wealth. If you don’t find what you’re looking for, contact us directly!

1. What services does Sefar Kapital, S.A. offer?

We offer a range of specialized services, including Corporate Finance, Insurance, Foreign Trade, Real Estate, Government and Family Protocols, among others.

2. Who are your services aimed at?

Our services are designed for family businesses, individual investors, and local, regional and international businesses seeking customized wealth and financial management solutions.

3. How can I start the counseling process with you?

You can contact us through our contact form on the contact page, send us an email to info@sefarkapital.com or call us at +507 123-4567 to schedule an initial consultation.

4. Where are they located?

Our main office is in Panama. We also work with clients remotely throughout the region and internationally.

5. What languages do you handle in your services?

We offer all our services in Spanish and English to better serve the needs of our clients.

Our Team

Meet the Experts Behind Sefar Kapital

At Sefar Kapital, S.A., we have a multidisciplinary team of international experts with decades of experience in finance, real estate, insurance and wealth management.

Roberto Jaramillo Posada, MBA
Presiding Director
Leer biografía
Peter P. Miller
Director of Corporate Finance
Leer biografía
Peggy Vásquez Jaramillo
Director of Real Estate Services
Leer biografía
Gustavo Jaramillo Posada
Director Asesor Legal Corporativo
Leer biografía
Read biography
Read biography
Read biography
Read biography
Read biography
Read biography
Read biography
Read biography

Trust the experts

Take the First Step Towards
Financial Excellence!

At Sefar Kapital, S.A. we are ready to help you transform your ideas into successful financial strategies. Contact us today and find out how we can optimize your business performance and protect your family assets.

Contact Us Now

Testimonials

En Sefar Kapital, S.A. nos enorgullece ser aliados estratégicos de nuestros clientes. Descubre cómo hemos impactado positivamente en la gestión de sus finanzas y negocios a través de nuestras soluciones personalizadas.

 
 
Follow Us:
Facebook-f Instagram Linkedin

Write us a Message

Get in contact
with us

At Sefar Kapital, S.A., we want to be your strategic partner in financial decisions. Contact us today and one of our experts will be ready to assist you with customized solutions for your needs.

Phone

+507 6677-4899

E-mail

Info@sefarkapital.com

Location

Panama City, Panama

Website

Sefarkapital.com

Sefar Kapital S.A. is a wealth consulting firm in Panama, specializing in the management of family and investment companies.

Facebook-f Instagram Linkedin
Links
Contact
  • +507 6677-4899
  • Panama City, Panama
  • Info@sefarkapital.com
  • robertojaramillop@sefarkapital.com

Copyright © 2025 Sefar Kapital. All Rights Reserved. By Azame

Real Estate

– Analysis and structuring of real estate projects

– Property management and administration in Panama

-Advisors on property purchase and sale contracts

Corporate Finance

Business financial analysis and diagnosis

– Investment and financing strategies

– Financial models and valuations

– Negotiation of the purchase and sale of company shares

– Access to bank financing and advice on the creation of companies

Training

In the competitive business world, training in corporate finance and banking is key to making informed strategic decisions. We offer custom-designed training services delivered by experts with extensive experience in financial consulting and university teaching. Our programs cover essential topics such as business valuation, financial analysis, risk management and innovative trends such as Open Banking and Open Finance. We tailor our content to your team’s specific needs, ensuring that they gain practical and immediately applicable knowledge.

In addition, we provide our training in Spanish and English, broadening the reach to international audiences. Whether you prefer face-to-face, virtual or hybrid sessions, we have the flexibility to meet your expectations. Our approach combines theory with current case studies, such as the evolution of fintechs and digital banks, ensuring that your organization is prepared to meet the challenges of the global financial environment.

Monitoring & Reports

– Financial models and valuations

– Consolidated reporting of assets and equity distribution

Foreign Trade and International Banking

– Market analysis and commercial representation

– Opening of letters of credit and bank guarantees

Insurance

– Corporate and life insurance

– Reinsurance captives

– Travel and family protection insurance

Family Governance and Protocols

– Family advice and agreements

– Implementation of family offices (Family Office)

Fiduciary Services

– Independent Board Members

– Advisors in the financial administration of trusts and foundations.

Roberto Jaramillo Posada

President Director

A Spanish citizen, Colombian with residence in Panama for the last 18 years, professional with an extensive background in international finance, Roberto has over 40 years of experience in financial analysis and international banking. He started his career in Colombia, working for banks such as Santander (Santo Domingo Group), Banque Anval, S.A Panama, Marine Midland Bank NYC, trained in international banking at Citibank NY, Chase Manhattan Bank NY and London, and continued in Panama in 2006 with advisory services to family businesses and wealth management offices. Roberto holds an MBA from Universidad del Norte and a specialization in International Business.

In his academic career he has taught undergraduate and masters courses in Corporate Finance and History at Universidad del Norte, Barranquilla, Jorge Tadeo Lozano, Bogota and Pasto, and in Panama he has taught at Universidad Catolica Santa Maria la Antigua.

He is currently a member of the boards of directors of Grupo Aquaglobal S.A. and R&G Telecomm Panama S.A.

Peter P. Miller

Director of Corporate Finance

With over 40 years in strategic finance, Peter has held leadership positions in banks such as Marine Midland Bank, Hong Kong, New York and BLADEX in the last 5 years led the Board of Directors of Capital Bank, recently acquired by Mercantil Banco and for over 7 years led the Central American board of Unity Ducruet, Central American insurance brokers, now Unity-Willis WTW group, Peter leads the corporate finance team of Sefar Kapital, S.A and advises on the expansion and financial risks of regional and local companies.

Peggy Vásquez Jaramillo

Director of Real Estate Services

A real estate specialist, Peggy manages family real estate projects and advises on the purchase and sale of properties in Panama. Her experience in the sector includes leadership in the developer JJR-PFV and in residential projects such as Paseo San Nicolas.

Gustavo Jaramillo Posada

Director Corporate Legal Counsel

A lawyer with more than 30 years of experience in real estate and financial law, Gustavo has worked in advising on real estate titles and registrations for large projects.

×